Financial Peace University and Total Money Makeover Complete 2009 Home Study Kit By Dave Ramsey w/ Dvds Cds Books

The New Home Study Kit Includes: * Workbook * Audio CD Library * DVD Library * Starter Envelope System * Financial Peace Revisited book * Bonus CDs * Budgeting forms * Tip cards * Debit card holders * For home-study use only. The average family pays off $5,300 in debt and saves $2,700 in the first 91 days of Financial Peace University! This is a life-changing program that teaches you how to make the right decisions with your money and empowers you with the practical skills and confidence needed to achieve your financial goals and experience true financial peace! Over 750,000 families have already benefited from this life-changing program that: * Teaches financial responsibility with easy Baby Steps * Helps eliminate debt using the Debt Snowball * Offers accountability and continued support with lifetime membership * Trains participants to spend every dollar on paper with the zero-based budget planner * Empowers people struggling with financial hardships by establishing a plan to take control of their money