How to Get Out of Debt, Stay Out of Debt, and Live Prosperously*: Based on the Proven Principles and Techniques of Debtors Anonymous

A simple, proven-effective formula for freeing yourself from debtand staying that way Revised and updated, with a new Preface by the author

A must read for anyone wanting to get their head above water.The Wall Street Journal

THE CLASSIC GUIDE, REVISED WITH UP-TO-THE-MINUTE INFORMATION

OUT OF THE RED
Do this months bills pile up before youve paid last months?
Do you regularly receive past-due notices?
Do you get letters threatening legal action if immediate payment is not made?
Do the total amounts of your revolving charge accounts keep rising?

INTO THE BLACK
Whether you are currently in debt or fear youre falling into debt, you are not alone. Sixty million Americansfrom doctors to secretaries, from executives to the unemployedface the same problem and live under the same daily stress. Based on the proven techniques of the national Debtors Anonymous program, here is the first complete, step-by-step guide to getting out of debt once and for all. Youll learn

how to recognize the warning signs of serious debt
how to negotiate with angry creditors, collection agencies, and the IRS
how to design a realistic and painless payback schedule
how to identify your spending blind spots
how to cope with the anxiety and daily pressures of owing money
plus the three cardinal rules for staying out of debt forever, and much more!

This book is neither sponsored nor endorsed by Debtors Anonymous. A recovered debtor, the author is intimately familiar with the success of the Debtors Anonymous program.